Personal Checking


Citizens Federal Savings Bank offers a variety of personal checking accounts tailored to meet the diverse needs of our customers. Whether you are an existing customer or new, opening an account online is simple and efficient. Our checking options include the FREEdom Checking with no minimum balance and no monthly service fees, the 50 Plus Account designed for customers aged 50 and above, and the All American Account which offers competitive interest rates. Additionally, we provide a Money Market Account for those seeking higher interest rates with a maintained balance. All accounts come with a free Citizens FSB Debit Card, online banking, mobile banking, bill pay, and eStatements for convenient financial management. Overdraft services are also available upon approval. Visit our website or one of our local branches to open your account and experience the ease of managing your finances with Citizens Federal Savings Bank.

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