Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own. In fact, they may need more insurance since they also create a potential for liabilities.
What do we consider recreational vehicles? Motorcycles, ATVs, golf carts, snowmobiles, RVs, motorhomes, jet skis, and boats - just to name the most common types of recreational vehicles.
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