Residential Lending


The purchase of a home is among the biggest financial decisions you will make in a lifetime. Partnering with an IFB Residential Lender will do more than help you close on a loan-they will help you understand the home buying process, making you feel confident with your decision.

When you refinance the mortgage on your house, youre essentially trading your current mortgage for a newer one, often with a new principal and a different interest rate. Your lender then uses the newer mortgage to pay off the old one, so youre left with just one loan and one monthly payment.

Whether its your first home or an investment property, it all starts by reviewing your credit, finding out how much you can afford, making an offer, and confidently closing on the property!

Take advantage of the equity youve built on your home. The cash can go toward your next big investment!

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