If you have recently purchased or refinanced a home, chances are you have had to get title insurance. Your title insurance policy protects you against problems affecting the title to your home or property.
There are two types of title insurance an Owners Policy and a Loan Policy. The Owners Policy protects you, the homeowner, for your investment in the property for as long as you or your heirs have an interest in the property. The Loan Policy protects the lender for the amount of the loan.
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