A Roth IRA allows you to save for retirement by making after-tax contributions to the plan and allows for tax-free growth. This means that you cannot deduct contributions made to a Roth IRA. It also means that you are allowed to take qualified tax-free distributions from the plan as long as you satisfy certain requirements. One great advantage of a Roth IRA is that there is no requirement to take required minimum distributions from the plan. This means that you can leave the assets in your Roth IRA as long as you live!
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