Foothills Bank offers Individual Retirement Accounts (IRAs) with tax advantages to facilitate your retirement savings. We provide both Traditional and Roth IRAs, each tailored with specific tax benefits. Traditional IRAs allow for tax-deferred earnings, potentially tax-deductible contributions, and require a minimum opening deposit. Roth IRAs offer tax-free withdrawals on contributions and earnings, with no required minimum distributions. Both account types adhere to annual contribution limits as per IRS guidelines. We encourage you to contact us to determine the best IRA option for your financial goals.
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